/* ===================================================
   FloatMeFund.com — Main Stylesheet
   Color: Dark Rose #2D0018 | Hot Pink #E8007A | Soft Pink #FF6BAF | Light #FFF0F7
   Font: Plus Jakarta Sans + Inter
=================================================== */

@import url('https://fonts.googleapis.com/css2?family=Plus+Jakarta+Sans:wght@400;500;600;700;800&family=Inter:wght@400;500;600&display=swap');

:root {
  --navy:   #2D0018;
  --blue:   #E8007A;
  --teal:   #E8007A;
  --teal-l: #FFE0EF;
  --amber:  #C8006A;
  --amber-l:#FFD6E9;
  --green:  #059669;
  --green-l:#D1FAE5;
  --red:    #DC2626;
  --red-l:  #FEE2E2;
  --bg:     #FFF0F7;
  --white:  #FFFFFF;
  --text:   #1A0010;
  --muted:  #7A3050;
  --border: #F9C0D8;
  --shadow: 0 1px 3px rgba(232,0,122,.07), 0 4px 12px rgba(232,0,122,.06);
  --shadow-lg: 0 8px 30px rgba(232,0,122,.13);
  --radius: 12px;
  --radius-sm: 8px;
}

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; font-size: 16px; }
body {
  font-family: 'Inter', system-ui, sans-serif;
  background: var(--bg);
  color: var(--text);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

/* ── Typography ── */
h1,h2,h3,h4,h5 {
  font-family: 'Plus Jakarta Sans', sans-serif;
  line-height: 1.2;
  font-weight: 700;
  color: #2D0018;
}
h1 { font-size: clamp(1.75rem, 4vw, 2.5rem); }
h2 { font-size: clamp(1.35rem, 3vw, 1.85rem); }
h3 { font-size: 1.2rem; }
h4 { font-size: 1rem; }
p  { margin-bottom: 1rem; color: #334155; }
a  { color: #E8007A; text-decoration: none; }
a:hover { text-decoration: underline; }
ul, ol { padding-left: 1.4rem; margin-bottom: 1rem; }
li { margin-bottom: .35rem; }
strong { font-weight: 600; color: #2D0018; }
img { max-width: 100%; display: block; }

/* ── Layout ── */
.container { max-width: 1100px; margin: 0 auto; padding: 0 1.25rem; }
.container-narrow { max-width: 780px; margin: 0 auto; padding: 0 1.25rem; }

/* ── Header ── */
.site-header {
  background: #FDE8F2;
  border-bottom: 1.5px solid #F9C0D8;
  box-shadow: 0 2px 12px rgba(232,0,122,.08);
}
.header-inner {
  display: flex; align-items: center;
  justify-content: space-between;
  padding: .9rem 1.25rem;
  max-width: 1100px; margin: 0 auto;
}

/* ── Logo: FloatMe — bold gradient treatment ── */
.site-logo {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 1.55rem;
  font-weight: 800;
  letter-spacing: -.8px;
  text-decoration: none !important;
  display: inline-flex;
  align-items: center;
  gap: 0;
  line-height: 1;
  position: relative;
}
.logo-float {
  color: #2D0018;
  background: #FCD34D;
  padding: .08em .28em .1em;
  border-radius: 6px;
  margin-right: .12em;
  font-style: italic;
}
.logo-me {
  color: #E8007A;
  font-style: italic;
  letter-spacing: -.5px;
}

/* Footer logo — white bg version */
.site-footer .site-logo .logo-float {
  background: rgba(252,211,77,.9);
  color: #2D0018;
}
.site-footer .site-logo .logo-me { color: #FFB3D9; }


.site-nav { display: flex; gap: 1.5rem; align-items: center; }
.site-nav a {
  color: #7A3050;
  font-size: .875rem; font-weight: 500;
  transition: color .2s;
}
.site-nav a:hover { color: #2D0018; text-decoration: none; }
.nav-cta {
  background: #E8007A;
  color: #fff !important;
  padding: .45rem 1.1rem;
  border-radius: var(--radius-sm);
  font-weight: 700 !important;
  font-size: .82rem !important;
  transition: background .2s !important;
}
.nav-cta:hover { background: #C8006A !important; }
/* hamburger base styles moved to responsive section */

/* ── Breadcrumb ── */
.breadcrumb {
  background: #FFF5FB;
  border-bottom: 1px solid #F9C0D8;
  padding: .6rem 0;
  font-size: .8rem;
}
.breadcrumb ol { display: flex; gap: .4rem; list-style: none; padding: 0; margin: 0; flex-wrap: wrap; }
.breadcrumb li { color: var(--muted); }
.breadcrumb li + li::before { content: '›'; margin-right: .4rem; }
.breadcrumb a { color: #E8007A; }

/* ── Hero ── */
.hero {
  background:
    linear-gradient(135deg,
      rgba(45,0,24,.55) 0%,
      rgba(45,0,24,.40) 40%,
      rgba(45,0,24,.15) 100%),
    image-set(url('../floatmeherobg.webp') type('image/webp'), url('../floatmeherobg.jpg') type('image/jpeg')) center center / cover no-repeat;
  color: #fff;
  padding: 4rem 0 3.5rem;
  position: relative;
  overflow: hidden;
  border-bottom: none;
}
.hero::after {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(to right,
    rgba(45,0,24,.15) 0%,
    transparent 60%);
  pointer-events: none;
}
.hero-grid { display: grid; grid-template-columns: 1fr 340px; gap: 3rem; align-items: center; position: relative; }
.hero-label {
  display: inline-flex; align-items: center; gap: .4rem;
  background: rgba(232,0,122,.25); color: #FFB3D9;
  padding: .3rem .75rem; border-radius: 20px;
  font-size: .78rem; font-weight: 600; letter-spacing: .5px;
  text-transform: uppercase; margin-bottom: 1rem;
}
.hero h1 { color: #fff; margin-bottom: .75rem; }
.hero-sub { color: rgba(255,255,255,.75); font-size: 1.05rem; margin-bottom: 1.5rem; 
  text-shadow: 0 1px 6px rgba(0,0,0,.35);
}
.hero-meta { display: flex; gap: 1.5rem; flex-wrap: wrap; }
.hero-meta-item { display: flex; align-items: center; gap: .4rem; font-size: .85rem; color: rgba(255,255,255,.65); }
.hero-meta-item .dot { width: 6px; height: 6px; background: #E8007A; border-radius: 50%; }

/* Score Card */
.score-card {
  background: var(--white);
  border-radius: var(--radius);
  padding: 1.75rem;
  box-shadow: var(--shadow-lg);
  text-align: center;
}
.score-number {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 3.5rem; font-weight: 800;
  color: #2D0018; line-height: 1;
  margin-bottom: .25rem;
}
.score-number span { font-size: 1.4rem; color: var(--muted); font-weight: 500; }
.score-label { font-size: .85rem; font-weight: 600; color: var(--muted); text-transform: uppercase; letter-spacing: .5px; margin-bottom: 1rem; }
.score-bar-wrap { margin-bottom: 1rem; }
.score-bar-track { background: var(--border); border-radius: 6px; height: 8px; overflow: hidden; margin-bottom: .35rem; }
.score-bar-fill { height: 100%; border-radius: 6px; transition: width 1.2s cubic-bezier(.4,0,.2,1); }
.score-bar-label { display: flex; justify-content: space-between; font-size: .75rem; color: var(--muted); }
.stars { color: #F59E0B; font-size: 1.2rem; letter-spacing: 2px; margin-bottom: .5rem; }
.verdict-badge {
  display: inline-block;
  background: #FFE0EF; color: #C8006A;
  padding: .35rem .9rem; border-radius: 20px;
  font-size: .8rem; font-weight: 700;
}

/* ── Page Layout (2-col) ── */
.page-layout {
  display: grid;
  grid-template-columns: 1fr 300px;
  gap: 2rem;
  padding: 2.5rem 0;
  align-items: start;
}
.page-main > * + * { margin-top: 2rem; }

/* ── Sidebar ── */
.sidebar { position: sticky; top: 80px; }
.sidebar-card {
  background: var(--white);
  border-radius: var(--radius);
  padding: 1.5rem;
  box-shadow: var(--shadow);
  margin-bottom: 1.25rem;
  border: 1px solid var(--border);
}
.sidebar-card h4 {
  font-size: .95rem; margin-bottom: .85rem;
  padding-bottom: .6rem;
  border-bottom: 2px solid #FFD6E9;
  color: #2D0018;
}
.sidebar-nav a {
  display: flex; align-items: center; gap: .5rem;
  padding: .55rem 0; font-size: .875rem;
  color: var(--text); border-bottom: 1px solid var(--border);
  transition: color .2s;
}
.sidebar-nav a:last-child { border-bottom: none; }
.sidebar-nav a:hover { color: #E8007A; text-decoration: none; }
.sidebar-nav a::before { content: '→'; color: #E8007A; font-weight: 700; }

/* ── Cards ── */
.card {
  background: var(--white);
  border-radius: var(--radius);
  padding: 1.75rem;
  box-shadow: var(--shadow);
  border: 1px solid var(--border);
}
.card-title {
  font-size: 1.15rem;
  margin-bottom: 1rem;
  padding-bottom: .75rem;
  border-bottom: 2px solid #FFD6E9;
}

/* ── Pros/Cons ── */
.pros-cons { display: grid; grid-template-columns: 1fr 1fr; gap: 1rem; }
.pros, .cons {
  border-radius: var(--radius-sm);
  padding: 1.25rem;
}
.pros { background: var(--green-l); border-left: 4px solid var(--green); }
.cons { background: var(--red-l); border-left: 4px solid var(--red); }
.pros h4 { color: var(--green); margin-bottom: .75rem; }
.cons h4 { color: var(--red); margin-bottom: .75rem; }
.pros ul, .cons ul { padding-left: 1.1rem; }
.pros li, .cons li { font-size: .9rem; margin-bottom: .4rem; }
.pros li { color: #065F46; }
.cons li { color: #991B1B; }

/* ── Info Box ── */
.info-box {
  padding: 1.1rem 1.35rem;
  border-radius: var(--radius-sm);
  margin: 1.25rem 0;
  font-size: .9rem;
}
.info-box.blue   { background: #EFF6FF; border-left: 4px solid #E8007A; }
.info-box.amber  { background: var(--amber-l); border-left: 4px solid var(--amber); }
.info-box.teal   { background: #FFE0EF; border-left: 4px solid #E8007A; }
.info-box.green  { background: var(--green-l); border-left: 4px solid var(--green); }
.info-box-title  { font-weight: 700; font-size: .85rem; text-transform: uppercase; letter-spacing: .4px; margin-bottom: .35rem; }
.info-box.blue   .info-box-title { color: #E8007A; }
.info-box.amber  .info-box-title { color: var(--amber); }
.info-box.teal   .info-box-title { color: #C8006A; }
.info-box.green  .info-box-title { color: var(--green); }

/* ── Comparison Table ── */
.compare-table-wrap { overflow-x: auto; border-radius: var(--radius); box-shadow: var(--shadow); }
.compare-table { width: 100%; border-collapse: collapse; background: var(--white); font-size: .9rem; }
.compare-table th {
  background: #2D0018; color: #fff;
  padding: .85rem 1rem; text-align: left;
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: .82rem; text-transform: uppercase; letter-spacing: .5px;
}
.compare-table th.highlight { background: #E8007A; }
.compare-table td { padding: .8rem 1rem; border-bottom: 1px solid var(--border); vertical-align: middle; }
.compare-table tr:last-child td { border-bottom: none; }
.compare-table tr:nth-child(even) td { background: #F8FAFC; }
.compare-table td.highlight { background: #FFE0EF !important; font-weight: 600; color: #E8007A; }
.compare-table .check { color: var(--green); font-weight: 700; }
.compare-table .cross { color: var(--red); }

/* ── Fee Grid ── */
.fee-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(200px, 1fr)); gap: 1rem; }
.fee-item {
  background: var(--white); border: 1px solid var(--border);
  border-radius: var(--radius-sm); padding: 1.1rem;
  text-align: center;
}
.fee-amount { font-family: 'Plus Jakarta Sans', sans-serif; font-size: 1.8rem; font-weight: 800; color: #2D0018; line-height: 1; }
.fee-name { font-size: .82rem; color: var(--muted); margin-top: .25rem; font-weight: 500; }

/* ── Step List ── */
.steps { list-style: none; padding: 0; }
.steps li {
  display: flex; gap: 1rem;
  padding: 1rem 0; border-bottom: 1px solid var(--border);
}
.steps li:last-child { border-bottom: none; }
.step-num {
  width: 32px; height: 32px; min-width: 32px;
  background: #E8007A; color: #fff;
  border-radius: 50%; display: flex; align-items: center;
  justify-content: center; font-weight: 700; font-size: .85rem;
  margin-top: .1rem;
}
.step-body h4 { margin-bottom: .25rem; font-size: .95rem; }
.step-body p  { margin: 0; font-size: .875rem; color: var(--muted); }

/* ── FAQ ── */
.faq-item { border: 1px solid var(--border); border-radius: var(--radius-sm); margin-bottom: .6rem; overflow: hidden; }
.faq-q {
  width: 100%; background: var(--white); border: none;
  padding: 1rem 1.2rem; text-align: left; cursor: pointer;
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: .95rem; font-weight: 600; color: #2D0018;
  display: flex; justify-content: space-between; align-items: center;
  transition: background .2s;
}
.faq-q:hover { background: var(--bg); }
.faq-q .icon { font-size: 1.2rem; color: #E8007A; transition: transform .3s; }
.faq-q[aria-expanded="true"] .icon { transform: rotate(45deg); }
.faq-a { display: none; padding: 0 1.2rem 1rem; font-size: .9rem; color: var(--muted); line-height: 1.65; }
.faq-a.open { display: block; }

/* ── CTA Banner ── */
.cta-banner {
  background: linear-gradient(135deg, #2D0018, #5A0033);
  border-radius: var(--radius);
  padding: 2.25rem 2rem;
  text-align: center; color: #fff;
  margin: 2rem 0;
}
.cta-banner h3 { color: #fff; margin-bottom: .5rem; }
.cta-banner p  { color: rgba(255,255,255,.72); margin-bottom: 1.25rem; }
.btn {
  display: inline-flex; align-items: center; gap: .4rem;
  padding: .75rem 1.75rem; border-radius: var(--radius-sm);
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-weight: 700; font-size: .9rem; cursor: pointer;
  border: none; transition: all .2s; text-decoration: none !important;
}
.btn-primary { background: #E8007A; color: #fff; }
.btn-primary:hover { background: #C8006A; transform: translateY(-1px); box-shadow: 0 4px 12px rgba(232,0,122,.4); }
.btn-white { background: #fff; color: #2D0018; }
.btn-white:hover { background: #f0f9ff; }
.btn-lg { padding: .9rem 2.25rem; font-size: 1rem; }

/* ── APIdiamond Embed ── */
.apply-section {
  background: var(--white);
  border-radius: var(--radius);
  padding: 2rem;
  border: 2px solid #E8007A;
  box-shadow: var(--shadow-lg);
}
.apply-section h3 { color: #2D0018; margin-bottom: .5rem; }
.apply-section p { color: var(--muted); font-size: .9rem; margin-bottom: 1.25rem; }
#apidiamond-form { min-height: 200px; }

/* ── Rating Stars ── */
.rating-row { display: flex; align-items: center; gap: .75rem; margin-bottom: .6rem; }
.rating-label { font-size: .85rem; color: var(--muted); min-width: 130px; }
.rating-stars { display: flex; gap: 2px; }
.rating-stars .s { font-size: 1rem; }
.rating-stars .s.fill { color: #F59E0B; }
.rating-stars .s.half { color: #F59E0B; opacity: .5; }
.rating-stars .s.empty { color: #D1D5DB; }

/* ── Calculator ── */
.calc-wrap {
  background: var(--white); border-radius: var(--radius);
  padding: 2rem; border: 1px solid var(--border);
  box-shadow: var(--shadow);
}
.calc-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 2rem; }
.calc-form label { display: block; font-size: .85rem; font-weight: 600; color: #2D0018; margin-bottom: .4rem; }
.calc-form input[type=range] { width: 100%; accent-color: #E8007A; margin-bottom: .25rem; }
.calc-form .range-labels { display: flex; justify-content: space-between; font-size: .75rem; color: var(--muted); margin-bottom: 1rem; }
.calc-form select, .calc-form input[type=number] {
  width: 100%; padding: .6rem .85rem; border: 1px solid var(--border);
  border-radius: var(--radius-sm); font-size: .9rem;
  margin-bottom: 1rem; background: var(--white); color: var(--text);
}
.calc-result {
  background: #2D0018; border-radius: var(--radius-sm);
  padding: 1.5rem; color: #fff;
}
.calc-result h4 { color: rgba(255,255,255,.7); font-size: .8rem; text-transform: uppercase; letter-spacing: .5px; margin-bottom: .3rem; }
.calc-amount { font-family: 'Plus Jakarta Sans', sans-serif; font-size: 2.5rem; font-weight: 800; color: #fff; line-height: 1; margin-bottom: 1.25rem; }
.calc-breakdown { border-top: 1px solid rgba(255,255,255,.15); padding-top: 1rem; }
.calc-row { display: flex; justify-content: space-between; font-size: .85rem; margin-bottom: .4rem; }
.calc-row .val { font-weight: 600; }
.calc-row .pos { color: #34D399; }
.calc-row .neg { color: #FCA5A5; }

/* ── Verdict Box ── */
.verdict-box {
  background: linear-gradient(135deg, #EFF6FF, #E0F2FE);
  border: 2px solid #E8007A;
  border-radius: var(--radius);
  padding: 1.75rem;
  margin: 1.5rem 0;
}
.verdict-box .verdict-score {
  display: flex; align-items: center; gap: 1.25rem;
  margin-bottom: 1rem;
}
.verdict-num {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 2.5rem; font-weight: 800;
  color: #E8007A; line-height: 1;
}
.verdict-tag { font-size: .8rem; color: var(--muted); margin-top: .15rem; }

/* ── Quick Stats ── */
.quick-stats { display: grid; grid-template-columns: repeat(auto-fit, minmax(160px, 1fr)); gap: 1rem; margin: 1.5rem 0; }
.stat-item { background: var(--white); border: 1px solid var(--border); border-radius: var(--radius-sm); padding: 1.1rem; text-align: center; }
.stat-val { font-family: 'Plus Jakarta Sans', sans-serif; font-size: 1.55rem; font-weight: 800; color: #2D0018; }
.stat-key { font-size: .78rem; color: var(--muted); margin-top: .2rem; }

/* ── Page Header (inner pages) ── */
.page-hero {
  background: linear-gradient(135deg, #F9D0E8 0%, #FDE8F2 100%);
  color: #2D0018; padding: 2.75rem 0 2rem;
  border-bottom: 1.5px solid #F9C0D8;
}
.page-hero h1 { color: #2D0018; margin-bottom: .5rem; }
.page-hero p  { color: #7A3050; font-size: 1rem; margin-bottom: 0; }
.page-hero .tag {
  display: inline-flex; align-items: center;
  background: rgba(232,0,122,.12); color: #C8006A;
  padding: .25rem .65rem; border-radius: 20px;
  font-size: .75rem; font-weight: 600; letter-spacing: .4px;
  margin-bottom: .75rem;
}

/* ── Footer ── */
.site-footer {
  background: #FDE8F2;
  color: #7A3050;
  border-top: 1.5px solid #F9C0D8;
  margin-top: 4rem; padding: 3rem 0 1.5rem;
}
.footer-grid { display: grid; grid-template-columns: 2fr 1fr 1fr 1fr; gap: 2rem; margin-bottom: 2rem; }
.footer-brand .site-logo { font-size: 1.25rem; margin-bottom: .65rem; display: inline-flex; }
.footer-brand p { font-size: .82rem; color: #A0506E; margin: 0; }
.footer-col h5 { color: #2D0018; font-size: .85rem; font-weight: 700; margin-bottom: .75rem; text-transform: uppercase; letter-spacing: .5px; }
.footer-col a { display: block; color: #A0506E; font-size: .83rem; margin-bottom: .4rem; transition: color .2s; }
.footer-col a:hover { color: #E8007A; text-decoration: none; }
.footer-bottom {
  border-top: 1px solid #F9C0D8;
  padding-top: 1.25rem;
  display: flex; justify-content: space-between; align-items: center;
  flex-wrap: wrap; gap: .75rem;
}
.footer-bottom p { font-size: .78rem; color: #A0506E; margin: 0; }
.footer-disclaimer {
  border-top: 1px solid #F9C0D8;
  margin-top: 1.25rem; padding-top: 1.25rem;
  font-size: .75rem; color: #B06080; line-height: 1.6;
}

/* ── Service Sections (Homepage Features) ── */
.service-section {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 3rem;
  align-items: center;
  background: var(--white);
  border-radius: var(--radius);
  padding: 2.5rem;
  box-shadow: var(--shadow);
  border: 1px solid var(--border);
  margin-bottom: .5rem;
  overflow: hidden;
}
.service-section.service-reverse { direction: rtl; }
.service-section.service-reverse > * { direction: ltr; }

.service-img-wrap {
  position: relative;
  border-radius: var(--radius);
  overflow: hidden;
  box-shadow: 0 8px 30px rgba(0,0,0,.12);
  aspect-ratio: 4/3;
}
.service-img-wrap img {
  width: 100%; height: 100%;
  object-fit: cover;
  display: block;
  transition: transform .4s ease;
}
.service-section:hover .service-img-wrap img { transform: scale(1.03); }

.service-badge {
  position: absolute; top: 1rem; left: 1rem;
  background: rgba(232,0,122,.9);
  color: #fff; padding: .35rem .8rem;
  border-radius: 20px; font-size: .78rem;
  font-weight: 700; backdrop-filter: blur(4px);
}
.service-badge-amber { background: rgba(217,119,6,.9) !important; }
.service-badge-green { background: rgba(5,150,105,.9) !important; }
.service-badge-blue  { background: rgba(26,86,219,.9) !important; }

.service-tag {
  display: inline-block;
  background: #FFE0EF; color: #C8006A;
  padding: .25rem .7rem; border-radius: 20px;
  font-size: .75rem; font-weight: 700;
  letter-spacing: .4px; margin-bottom: .75rem;
}
.service-content h2 { margin-bottom: .75rem; font-size: 1.55rem; }
.service-content p  { color: #475569; margin-bottom: 1rem; }

.service-list {
  list-style: none; padding: 0;
  margin-bottom: 1.25rem;
}
.service-list li {
  display: flex; gap: .75rem; align-items: flex-start;
  padding: .55rem 0; border-bottom: 1px solid var(--border);
  font-size: .9rem; color: #334155;
}
.service-list li:last-child { border-bottom: none; }
.sl-icon {
  font-size: 1.1rem; min-width: 1.5rem;
  text-align: center; margin-top: .05rem;
}

.service-stat-row {
  display: flex; gap: 1.25rem;
  padding: 1rem 0; margin-bottom: 1.25rem;
  border-top: 1px solid var(--border);
  border-bottom: 1px solid var(--border);
}
.service-stat { text-align: center; flex: 1; }
.ss-val {
  display: block;
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 1.35rem; font-weight: 800;
  color: #2D0018; line-height: 1;
  margin-bottom: .2rem;
}
.ss-key { font-size: .72rem; color: var(--muted); }

@media (max-width: 768px) {
  .service-section { grid-template-columns: 1fr; direction: ltr !important; gap: 1.5rem; padding: 1.5rem; }
  .service-section.service-reverse > * { direction: ltr; }
  .service-stat-row { gap: .75rem; }
  .ss-val { font-size: 1.1rem; }
}

/* ── Utility ── */
.text-center { text-align: center; }
.text-muted  { color: var(--muted); }
.text-teal   { color: #E8007A; }
.text-green  { color: var(--green); }
.text-red    { color: var(--red); }
.text-amber  { color: var(--amber); }
.mt-1 { margin-top: .5rem; }
.mt-2 { margin-top: 1rem; }
.mt-3 { margin-top: 1.5rem; }
.mb-2 { margin-bottom: 1rem; }
.section { padding: 2.5rem 0; }
.section-title { margin-bottom: 1.5rem; }
.divider { border: none; border-top: 1px solid var(--border); margin: 1.5rem 0; }
.badge {
  display: inline-block; padding: .2rem .6rem;
  border-radius: 20px; font-size: .75rem; font-weight: 600;
}
.badge-green  { background: var(--green-l); color: var(--green); }
.badge-amber  { background: var(--amber-l); color: var(--amber); }
.badge-red    { background: var(--red-l); color: var(--red); }
.badge-teal   { background: #FFE0EF; color: #C8006A; }

/* ── Mobile ── */
@media (max-width: 768px) {
  .hero-grid { grid-template-columns: 1fr; }
  .score-card { display: none; }
  .page-layout { grid-template-columns: 1fr; }
  .sidebar { position: static; display: none; }
  .pros-cons { grid-template-columns: 1fr; }
  .calc-grid { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .site-nav { display: none; position: absolute; top: 100%; left: 0; right: 0; background: #FDE8F2; padding: 1rem; flex-direction: column; gap: .75rem; border-top: 1.5px solid #F9C0D8; }
  .site-nav.open { display: flex; }
  .hamburger { display: block; }
  .quick-stats { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 480px) {
  .footer-grid { grid-template-columns: 1fr; }
  .fee-grid { grid-template-columns: 1fr 1fr; }
}

/* ── Hero Redesign ── */
.hero-h1 {
  color: #fff;
  font-size: clamp(2rem, 4.5vw, 3rem);
  line-height: 1.15;
  margin-bottom: 1.1rem;
  letter-spacing: -.5px;

  text-shadow: 0 2px 12px rgba(0,0,0,.4);
}

/* FloatMe brand highlight */
.hero-brand {
  position: relative;
  display: inline-block;
  color: #fff;
  padding: .05em .25em;
  border-radius: 8px;
  background: linear-gradient(135deg, #E8007A, #C8006A);
  box-shadow: 0 4px 20px rgba(232,0,122,.5);
  white-space: nowrap;
}

/* $4.99 accent */
.hero-accent {
  color: #FCD34D;
  text-shadow: 0 0 20px rgba(252,211,77,.4);
  font-weight: 800;
}

/* Trust pills */
.hero-sub { color: rgba(255,255,255,.88) !important; }
.hero-pills {
  display: flex;
  flex-wrap: wrap;
  gap: .5rem;
  margin: 1.25rem 0 1.5rem;
}
.hero-pill {
  background: rgba(255,255,255,.15);
  border: 1px solid rgba(255,255,255,.3);
  color: rgba(255,255,255,.9);
  padding: .35rem .85rem;
  border-radius: 20px;
  font-size: .8rem;
  font-weight: 500;
  backdrop-filter: blur(4px);
}
.hero-pill-warn {
  background: rgba(252,211,77,.2);
  border-color: rgba(252,211,77,.45);
  color: #FCD34D;
}

/* CTA buttons */
.hero-cta-row {
  display: flex;
  gap: .85rem;
  align-items: center;
  margin-bottom: 2rem;
  flex-wrap: wrap;
}
.hero-btn-apply {
  background: #E8007A;
  color: #fff;
  font-size: 1rem;
  padding: .85rem 2rem;
  box-shadow: 0 4px 16px rgba(232,0,122,.4);
  transition: all .2s;
}
.hero-btn-apply:hover {
  background: #C8006A;
  transform: translateY(-2px);
  box-shadow: 0 8px 24px rgba(232,0,122,.5);
  text-decoration: none;
}
.hero-btn-ghost {
  background: rgba(255,255,255,.1);
  border: 1.5px solid rgba(255,255,255,.35);
  color: rgba(255,255,255,.9);
  padding: .85rem 1.5rem;
  font-size: .9rem;
  transition: all .2s;
}
.hero-btn-ghost:hover {
  background: rgba(255,255,255,.2);
  color: #fff;
  text-decoration: none;
}

/* Social proof strip */
.hero-proof {
  display: flex;
  align-items: center;
  gap: 1.5rem;
  padding-top: 1.5rem;
  border-top: 1px solid rgba(255,255,255,.2);
}
.hero-proof-item { text-align: center; }
.hero-proof-val {
  display: block;
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 1.35rem;
  font-weight: 800;
  color: #fff;
  line-height: 1;
}
.hero-proof-key {
  font-size: .72rem;
  color: rgba(255,255,255,.6);
  margin-top: .2rem;
  display: block;
}
.hero-proof-divider {
  width: 1px;
  height: 36px;
  background: rgba(255,255,255,.2);
  flex-shrink: 0;
}

/* Score card enhancements */
.score-card-header {
  background: linear-gradient(135deg, #E8007A, #C8006A);
  margin: -1.75rem -1.75rem 1.25rem;
  padding: .85rem 1.75rem;
  border-radius: var(--radius) var(--radius) 0 0;
}
.score-card-label {
  font-size: .75rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: .6px;
  color: rgba(255,255,255,.9);
}
.score-card-updated {
  font-size: .72rem;
  color: var(--muted);
  margin-top: .85rem;
  text-align: center;
}

/* Hero label refinement */
.hero-label {
  display: inline-flex;
  align-items: center;
  gap: .45rem;
  background: rgba(232,0,122,.2);
  border: 1px solid rgba(232,0,122,.35);
  color: #7DD3FC;
  padding: .35rem .85rem;
  border-radius: 20px;
  font-size: .78rem;
  font-weight: 600;
  letter-spacing: .4px;
  margin-bottom: 1.25rem;
}

@media (max-width: 768px) {
  .hero-h1 { font-size: 1.85rem; }
  .hero-cta-row { flex-direction: column; align-items: stretch; }
  .hero-btn-apply, .hero-btn-ghost { text-align: center; justify-content: center; }
  .hero-proof { gap: 1rem; }
  .hero-proof-val { font-size: 1.1rem; }
  .score-card-header { margin: -1.75rem -1.75rem 1rem; }
}

/* ══════════════════════════════════════════
   E-E-A-T Components
══════════════════════════════════════════ */

/* ── Trust Signal Bar ── */
.trust-bar {
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: .75rem;
  background: var(--white);
  border: 1.5px solid #F9C0D8;
  border-radius: var(--radius);
  padding: 1.1rem 1.5rem;
  box-shadow: var(--shadow);
}
.trust-item {
  display: flex;
  align-items: center;
  gap: .65rem;
  flex: 1;
  min-width: 160px;
}
.trust-icon { font-size: 1.4rem; flex-shrink: 0; }
.trust-item strong {
  display: block;
  font-size: .82rem;
  font-weight: 700;
  color: #2D0018;
  line-height: 1.2;
}
.trust-item span {
  display: block;
  font-size: .73rem;
  color: var(--muted);
  margin-top: .1rem;
}
.trust-divider {
  width: 1px;
  height: 36px;
  background: #F9C0D8;
  flex-shrink: 0;
}

/* ── Expert Grid ── */
.expert-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.25rem;
  margin-bottom: 1.5rem;
}
.expert-card {
  border: 1px solid #F9C0D8;
  border-radius: var(--radius-sm);
  padding: 1.25rem;
  background: #FFF5FB;
  display: flex;
  flex-direction: column;
  gap: .85rem;
}
.expert-header {
  display: flex;
  align-items: center;
  gap: .85rem;
}
.expert-photo-wrap {
  position: relative;
  width: 60px;
  height: 60px;
  flex-shrink: 0;
}
.expert-photo {
  width: 60px;
  height: 60px;
  border-radius: 50%;
  object-fit: cover;
  border: 2.5px solid #E8007A;
  display: block;
}
.expert-photo-fallback {
  width: 60px;
  height: 60px;
  border-radius: 50%;
  background: linear-gradient(135deg, #E8007A, #C8006A);
  color: #fff;
  font-weight: 700;
  font-size: 1rem;
  align-items: center;
  justify-content: center;
  font-family: 'Plus Jakarta Sans', sans-serif;
}
.expert-name {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-weight: 700;
  font-size: .95rem;
  color: #2D0018;
  line-height: 1.2;
}
.expert-title {
  font-size: .78rem;
  color: #E8007A;
  font-weight: 600;
  margin-top: .15rem;
}
.expert-cred {
  font-size: .72rem;
  color: var(--muted);
  margin-top: .15rem;
}
.expert-quote {
  font-size: .855rem;
  color: #5A2040;
  line-height: 1.65;
  border-left: 3px solid #E8007A;
  padding-left: .85rem;
  margin: 0;
  font-style: italic;
  flex: 1;
}
.expert-verdict {
  display: flex;
  align-items: center;
  gap: .5rem;
  padding-top: .75rem;
  border-top: 1px solid #F9C0D8;
  font-size: .82rem;
}
.verdict-label { color: var(--muted); font-weight: 600; }
.verdict-star  { color: #E8007A; letter-spacing: 1px; }
.verdict-score { color: #2D0018; font-weight: 700; font-size: .88rem; }

/* ── Methodology Box ── */
.methodology-box {
  background: linear-gradient(135deg, #FFF0F7, #FFF5FB);
  border: 1px solid #F9C0D8;
  border-radius: var(--radius-sm);
  padding: 1.25rem 1.4rem;
}
.method-title {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-weight: 700;
  font-size: .9rem;
  color: #2D0018;
  margin-bottom: .9rem;
}
.method-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: .55rem .85rem;
}
.method-item { display: flex; flex-direction: column; gap: .25rem; }
.method-label { font-size: .75rem; font-weight: 600; color: #7A3050; }
.method-bar {
  height: 6px;
  background: #F9C0D8;
  border-radius: 3px;
  overflow: hidden;
}
.method-fill {
  height: 100%;
  border-radius: 3px;
}

/* ── FAQ reviewer byline ── */
.faq-a p:last-child { margin-bottom: 0; }

@media (max-width: 768px) {
  .expert-grid { grid-template-columns: 1fr; }
  .method-grid { grid-template-columns: 1fr; }
  .trust-bar { flex-direction: column; align-items: flex-start; }
  .trust-divider { width: 100%; height: 1px; }
}

/* ══════════════════════════════════════════
   Trustpilot Reviews Section
══════════════════════════════════════════ */

/* Summary row */
.tp-summary {
  display: flex;
  align-items: center;
  gap: 1.75rem;
  background: #FFF5FB;
  border: 1px solid #F9C0D8;
  border-radius: var(--radius-sm);
  padding: 1.25rem 1.5rem;
  margin-bottom: 1.5rem;
  flex-wrap: wrap;
}
.tp-score-big {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 3rem;
  font-weight: 800;
  color: #2D0018;
  line-height: 1;
}
.tp-stars {
  display: flex;
  gap: 2px;
  margin-bottom: .2rem;
}
.tp-star        { font-size: 1.2rem; color: #D1D5DB; }
.tp-star.fill   { color: #00B67A; }
.tp-star.half   { color: #00B67A; opacity: .55; }
.tp-label  { font-size: .82rem; font-weight: 600; color: #2D0018; margin-bottom: .15rem; }
.tp-count  { font-size: .73rem; color: var(--muted); }

/* Rating breakdown bars */
.tp-breakdown { flex: 1; min-width: 180px; }
.tp-bar-row {
  display: flex;
  align-items: center;
  gap: .5rem;
  margin-bottom: .3rem;
}
.tp-bar-label { font-size: .72rem; color: var(--muted); min-width: 26px; }
.tp-bar-track {
  flex: 1;
  height: 7px;
  background: #F9C0D8;
  border-radius: 4px;
  overflow: hidden;
}
.tp-bar-fill     { height: 100%; background: #00B67A; border-radius: 4px; }
.tp-bar-fill.tp-bar-neg { background: #DC2626; }
.tp-pct { font-size: .72rem; color: var(--muted); min-width: 30px; text-align: right; }

/* Review grid */
.review-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1rem;
  margin-bottom: .5rem;
}
.review-card {
  border-radius: var(--radius-sm);
  padding: 1.1rem;
  display: flex;
  flex-direction: column;
  gap: .7rem;
  border: 1px solid;
}
.review-positive { background: #F0FDF4; border-color: #BBF7D0; }
.review-mixed    { background: #FFFBEB; border-color: #FDE68A; }
.review-negative { background: #FEF2F2; border-color: #FECACA; }

.review-header {
  display: flex;
  align-items: center;
  gap: .6rem;
}
.review-avatar {
  width: 36px; height: 36px;
  border-radius: 50%;
  color: #fff;
  font-size: .8rem;
  font-weight: 700;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  font-family: 'Plus Jakarta Sans', sans-serif;
}
.review-name     { font-size: .85rem; font-weight: 600; color: #2D0018; line-height: 1.2; }
.review-platform { font-size: .7rem; color: var(--muted); margin-top: .1rem; }
.review-stars-sm {
  margin-left: auto;
  font-size: .85rem;
  letter-spacing: 1px;
  color: #00B67A;
  flex-shrink: 0;
}
.review-text {
  font-size: .83rem;
  color: #374151;
  line-height: 1.6;
  margin: 0;
  flex: 1;
  font-style: italic;
}
.review-date {
  font-size: .7rem;
  color: var(--muted);
  text-align: right;
}

@media (max-width: 768px) {
  .tp-summary  { flex-direction: column; gap: 1rem; }
  .review-grid { grid-template-columns: 1fr; }
}

/* ══════════════════════════════════════════
   Apply Form Section (Below Hero)
══════════════════════════════════════════ */
.form-section {
  background: linear-gradient(160deg, #FFF0F7 0%, #FDE8F2 40%, #FFE0EF 100%);
  border-bottom: 1.5px solid #F9C0D8;
  padding: 3rem 0 3.5rem;
}

.form-wrap {
  display: grid;
  grid-template-columns: 1fr 520px;
  gap: 3rem;
  align-items: start;
}

/* Left: intro copy */
.form-badge {
  display: inline-flex;
  align-items: center;
  gap: .5rem;
  background: rgba(232,0,122,.1);
  border: 1px solid rgba(232,0,122,.25);
  color: #C8006A;
  padding: .3rem .85rem;
  border-radius: 20px;
  font-size: .75rem;
  font-weight: 700;
  letter-spacing: .4px;
  margin-bottom: 1rem;
}
.form-badge-dot {
  width: 7px; height: 7px;
  border-radius: 50%;
  background: #E8007A;
  animation: pulse-dot 1.8s ease-in-out infinite;
}
@keyframes pulse-dot {
  0%,100% { opacity: 1; transform: scale(1); }
  50%      { opacity: .5; transform: scale(.75); }
}

.form-title {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: clamp(1.5rem, 3vw, 2rem);
  font-weight: 800;
  color: #2D0018;
  line-height: 1.2;
  margin-bottom: .75rem;
}
.form-title-accent {
  color: #E8007A;
  position: relative;
}
.form-sub {
  color: #7A3050;
  font-size: .95rem;
  line-height: 1.65;
  margin-bottom: 1.5rem;
}

.form-trust-row {
  display: flex;
  flex-wrap: wrap;
  gap: .75rem 1.25rem;
}
.form-trust-item {
  display: flex;
  align-items: center;
  gap: .4rem;
  font-size: .8rem;
  color: #7A3050;
  font-weight: 500;
}
.form-trust-item svg { color: #E8007A; flex-shrink: 0; }

/* Right: embed box */
.form-embed-box {
  background: #fff;
  border-radius: 16px;
  border: 1.5px solid #F9C0D8;
  box-shadow: 0 8px 40px rgba(232,0,122,.12), 0 2px 8px rgba(0,0,0,.06);
  overflow: hidden;
}

.form-embed-header {
  display: flex;
  align-items: center;
  gap: .85rem;
  background: linear-gradient(135deg, #E8007A, #C8006A);
  padding: 1rem 1.35rem;
}
.form-embed-icon { font-size: 1.4rem; }
.form-embed-title {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: .95rem;
  font-weight: 700;
  color: #fff;
  line-height: 1.2;
}
.form-embed-sub {
  font-size: .73rem;
  color: rgba(255,255,255,.75);
  margin-top: .1rem;
}
.form-embed-ssl {
  margin-left: auto;
  display: flex;
  align-items: center;
  gap: .3rem;
  font-size: .7rem;
  color: rgba(255,255,255,.8);
  background: rgba(255,255,255,.15);
  padding: .25rem .6rem;
  border-radius: 12px;
  flex-shrink: 0;
}
.form-embed-body {
  padding: 1.5rem;
  min-height: 280px;
}
.form-embed-body #_lg_form_ {
  min-height: 200px;
}
.form-embed-footer {
  background: #FFF5FB;
  border-top: 1px solid #F9C0D8;
  padding: .75rem 1.35rem;
  font-size: .72rem;
  color: #A0506E;
  text-align: center;
  line-height: 1.5;
}
.form-embed-footer a { color: #E8007A; }

@media (max-width: 900px) {
  .form-wrap { grid-template-columns: 1fr; gap: 2rem; }
  .form-embed-box { max-width: 100%; }
}

/* ── Inner Page Apply CTA (replaces old embed box) ── */
.inner-apply-cta {
  background: linear-gradient(135deg, #FFF0F7, #FDE8F2);
  border: 1.5px solid #F9C0D8;
  border-radius: var(--radius);
  padding: 2rem;
  text-align: center;
  box-shadow: 0 4px 20px rgba(232,0,122,.1);
}
.inner-apply-icon {
  font-size: 2.2rem;
  margin-bottom: .75rem;
}
.inner-apply-cta h3 {
  font-size: 1.2rem;
  color: #2D0018;
  margin-bottom: .5rem;
}
.inner-apply-cta p {
  color: #7A3050;
  font-size: .9rem;
  margin-bottom: 1.25rem;
}
.inner-apply-btns {
  display: flex;
  gap: .85rem;
  justify-content: center;
  flex-wrap: wrap;
}

/* ══════════════════════════════════════════
   Form Left Column — Fill Content
══════════════════════════════════════════ */

/* ── How it works 3-steps ── */
.fi-steps {
  margin-top: 1.75rem;
  background: rgba(255,255,255,.7);
  border: 1px solid #F9C0D8;
  border-radius: var(--radius-sm);
  padding: 1.1rem 1.25rem;
}
.fi-steps-title {
  font-size: .7rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: .07em;
  color: #E8007A;
  margin-bottom: .9rem;
}
.fi-step {
  display: flex;
  gap: .85rem;
  align-items: flex-start;
  padding: .55rem 0;
  border-bottom: 1px solid #F9C0D8;
}
.fi-step:last-child { border-bottom: none; padding-bottom: 0; }
.fi-step-num {
  width: 26px;
  height: 26px;
  min-width: 26px;
  border-radius: 50%;
  background: linear-gradient(135deg, #E8007A, #C8006A);
  color: #fff;
  font-size: .75rem;
  font-weight: 700;
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: 'Plus Jakarta Sans', sans-serif;
  margin-top: .1rem;
}
.fi-step-head {
  font-size: .85rem;
  font-weight: 700;
  color: #2D0018;
  margin-bottom: .18rem;
}
.fi-step-sub {
  font-size: .77rem;
  color: #7A3050;
  line-height: 1.45;
}

/* ── Lender chips ── */
.fi-lenders {
  margin-top: 1.25rem;
}
.fi-lenders-label {
  font-size: .7rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: .07em;
  color: #A0506E;
  margin-bottom: .6rem;
}
.fi-lender-chips {
  display: flex;
  flex-wrap: wrap;
  gap: .45rem;
}
.fi-chip {
  background: #fff;
  border: 1.5px solid #F9C0D8;
  color: #2D0018;
  font-size: .78rem;
  font-weight: 600;
  padding: .3rem .75rem;
  border-radius: 20px;
  transition: all .18s;
}
.fi-chip:hover {
  border-color: #E8007A;
  color: #E8007A;
  background: #FFF0F7;
}
.fi-chip-more {
  background: #FFF0F7;
  border-color: #E8007A;
  color: #E8007A;
}

/* ── Live social proof ── */
.fi-live {
  display: flex;
  align-items: center;
  gap: .6rem;
  margin-top: 1.25rem;
  background: rgba(255,255,255,.7);
  border: 1px solid #F9C0D8;
  border-radius: 20px;
  padding: .5rem 1rem;
  width: fit-content;
}
.fi-live-dot {
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: #E8007A;
  animation: live-pulse 1.6s ease-in-out infinite;
  flex-shrink: 0;
}
@keyframes live-pulse {
  0%,100% { box-shadow: 0 0 0 0 rgba(232,0,122,.5); }
  50%      { box-shadow: 0 0 0 5px rgba(232,0,122,0); }
}
.fi-live-text {
  font-size: .8rem;
  color: #7A3050;
  font-weight: 500;
}
.fi-live-num {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-weight: 800;
  color: #E8007A;
}

/* ══════════════════════════════════════════
   Hamburger Fix + Back to Top + UI Polish
══════════════════════════════════════════ */

/* ── Hamburger — animated X ── */
.hamburger {
  display: none;
  background: none;
  border: none;
  cursor: pointer;
  padding: 6px;
  border-radius: 6px;
  transition: background .2s;
  z-index: 200;
}
.hamburger:hover { background: rgba(232,0,122,.1); }
.hamburger span {
  display: block;
  width: 22px; height: 2px;
  background: #2D0018;
  margin: 5px 0;
  border-radius: 2px;
  transition: transform .3s, opacity .3s;
  transform-origin: center;
}
.hamburger.is-open span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.hamburger.is-open span:nth-child(2) { opacity: 0; transform: scaleX(0); }
.hamburger.is-open span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

/* ── Back to Top button ── */
#back-to-top {
  position: fixed;
  bottom: 2rem;
  right: 1.5rem;
  width: 44px;
  height: 44px;
  background: #E8007A;
  color: #fff;
  border: none;
  border-radius: 50%;
  font-size: 1.4rem;
  line-height: 1;
  cursor: pointer;
  box-shadow: 0 4px 16px rgba(232,0,122,.35);
  opacity: 0;
  transform: translateY(12px);
  transition: opacity .3s, transform .3s;
  pointer-events: none;
  z-index: 999;
  display: flex;
  align-items: center;
  justify-content: center;
}
#back-to-top.visible {
  opacity: 1;
  transform: translateY(0);
  pointer-events: auto;
}
#back-to-top:hover {
  background: #C8006A;
  transform: translateY(-2px);
  box-shadow: 0 6px 20px rgba(232,0,122,.5);
}

/* ══════════════════════════════════════════
   RESPONSIVE — Full Breakpoint System
══════════════════════════════════════════ */

/* ── Desktop Large (1200px+) ── */
@media (min-width: 1200px) {
  .container { max-width: 1160px; }
  .hero-grid { grid-template-columns: 1fr 360px; gap: 3.5rem; }
  .form-wrap { grid-template-columns: 1fr 540px; }
}

/* ── Desktop Normal (1024px–1199px) ── */
@media (max-width: 1199px) and (min-width: 1024px) {
  .hero-grid { grid-template-columns: 1fr 300px; gap: 2.5rem; }
  .form-wrap { grid-template-columns: 1fr 460px; }
  .expert-grid { grid-template-columns: repeat(3, 1fr); }
}

/* ── Tablet Landscape (900px–1023px) ── */
@media (max-width: 1023px) and (min-width: 900px) {
  .hero-grid { grid-template-columns: 1fr 280px; gap: 2rem; }
  .hero-h1 { font-size: 1.75rem; }
  .form-wrap { grid-template-columns: 1fr; }
  .form-embed-box { max-width: 580px; margin: 0 auto; }
  .page-layout { grid-template-columns: 1fr 260px; gap: 1.5rem; }
  .expert-grid { grid-template-columns: repeat(3, 1fr); gap: .85rem; }
  .review-grid { grid-template-columns: repeat(2, 1fr); }
}

/* ── Tablet Portrait (768px–899px) ── */
@media (max-width: 899px) and (min-width: 768px) {
  .hero-grid { grid-template-columns: 1fr; }
  .score-card { display: none; }
  .form-wrap { grid-template-columns: 1fr; }
  .page-layout { grid-template-columns: 1fr; }
  .sidebar { display: none; }
  .expert-grid { grid-template-columns: repeat(2, 1fr); }
  .review-grid { grid-template-columns: repeat(2, 1fr); }
  .service-section { grid-template-columns: 1fr; gap: 1.5rem; }
  .service-section.service-reverse { direction: ltr !important; }
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 1.5rem; }
  .hero-cta-row { flex-wrap: wrap; }
  .form-section { padding: 2rem 0; }
}

/* ── Mobile (max 767px) ── */
@media (max-width: 767px) {

  /* Header */
  .site-header { position: relative; }
  .header-inner { padding: .75rem 1rem; }
  .hamburger { display: flex; flex-direction: column; }
  .site-nav {
    display: none;
    position: absolute;
    top: 100%; left: 0; right: 0;
    background: #FDE8F2;
    border-top: 1.5px solid #F9C0D8;
    border-bottom: 1.5px solid #F9C0D8;
    padding: .75rem 1rem;
    flex-direction: column;
    gap: 0;
    z-index: 100;
    box-shadow: 0 8px 24px rgba(232,0,122,.12);
  }
  .site-nav.open { display: flex; }
  .site-nav a {
    padding: .7rem .5rem;
    border-bottom: 1px solid #F9C0D8;
    font-size: .9rem;
  }
  .site-nav a:last-child { border-bottom: none; }
  .nav-cta {
    margin-top: .5rem;
    text-align: center;
    padding: .65rem !important;
    border-radius: 8px !important;
  }

  /* Hero */
  .hero { padding: 2.25rem 0 2rem; }
  .hero-grid { grid-template-columns: 1fr; gap: 0; }
  .score-card { display: none; }
  .hero-h1 { font-size: 1.65rem; }
  .hero-pills { gap: .35rem; }
  .hero-pill { font-size: .73rem; padding: .28rem .65rem; }
  .hero-cta-row { flex-direction: column; gap: .65rem; }
  .hero-btn-apply, .hero-btn-ghost { text-align: center; justify-content: center; width: 100%; }
  .hero-proof { gap: .85rem; }
  .hero-proof-val { font-size: 1.1rem; }
  .hero-proof-key { font-size: .68rem; }

  /* Form section */
  .form-section { padding: 1.75rem 0; }
  .form-wrap { grid-template-columns: 1fr; gap: 1.5rem; }
  .form-title { font-size: 1.3rem; }
  .fi-steps { margin-top: 1.25rem; }
  .fi-lender-chips { gap: .35rem; }
  .fi-chip { font-size: .73rem; padding: .25rem .6rem; }

  /* Quick stats */
  .quick-stats { grid-template-columns: repeat(3, 1fr); gap: .5rem; }
  .stat-val { font-size: 1.15rem; }
  .stat-key { font-size: .68rem; }

  /* Layout */
  .page-layout { grid-template-columns: 1fr; gap: 1.25rem; padding: 1.5rem 0; }
  .sidebar { display: none; }
  .page-main > * + * { margin-top: 1.25rem; }

  /* Cards */
  .card { padding: 1.25rem; }
  .card-title { font-size: 1.05rem; }

  /* Pros/Cons */
  .pros-cons { grid-template-columns: 1fr; gap: .85rem; }

  /* Fees */
  .fee-grid { grid-template-columns: repeat(2, 1fr); gap: .65rem; }
  .fee-amount { font-size: 1.35rem; }

  /* Steps */
  .steps li { gap: .75rem; }
  .step-body h4 { font-size: .9rem; }
  .step-body p  { font-size: .82rem; }

  /* Service sections */
  .service-section { grid-template-columns: 1fr; direction: ltr !important; padding: 1.25rem; gap: 1.25rem; }
  .service-img-wrap { aspect-ratio: 16/9; border-radius: 8px; }
  .service-content h2 { font-size: 1.15rem; }
  .service-list li { font-size: .85rem; }
  .service-stat-row { gap: .65rem; }
  .ss-val { font-size: 1.05rem; }

  /* Trustpilot */
  .tp-summary { flex-direction: column; gap: .85rem; }
  .tp-breakdown { width: 100%; }
  .review-grid { grid-template-columns: 1fr; gap: .75rem; }
  .review-card { padding: .9rem; }

  /* Expert grid */
  .expert-grid { grid-template-columns: 1fr; gap: 1rem; }
  .expert-card { padding: 1rem; }
  .methodology-box { padding: 1rem; }
  .method-grid { grid-template-columns: 1fr; }

  /* Trust bar */
  .trust-bar { flex-direction: column; gap: .75rem; padding: .9rem 1rem; }
  .trust-divider { width: 100%; height: 1px; }

  /* FAQ */
  .faq-q { font-size: .88rem; padding: .85rem 1rem; }

  /* Calculator */
  .calc-grid { grid-template-columns: 1fr; }

  /* Verdict box */
  .verdict-box { padding: 1.25rem; }

  /* CTA banner */
  .cta-banner { padding: 1.75rem 1.25rem; }

  /* Score card (hidden on mobile, shown in stats instead) */
  .score-card { display: none !important; }

  /* Back to top */
  #back-to-top { bottom: 1.25rem; right: 1rem; width: 40px; height: 40px; font-size: 1.2rem; }

  /* Footer */
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 1.25rem; }
  .footer-bottom { flex-direction: column; gap: .4rem; text-align: center; }
  .footer-disclaimer { font-size: .72rem; }
  .form-section { padding: 1.5rem 0; }
}

/* ── Small Mobile (max 480px) ── */
@media (max-width: 480px) {
  .container { padding: 0 .9rem; }
  .hero-h1 { font-size: 1.45rem; }
  .quick-stats { grid-template-columns: repeat(2, 1fr); }
  .fee-grid { grid-template-columns: repeat(2, 1fr); }
  .footer-grid { grid-template-columns: 1fr; }
  .hero-proof { gap: .6rem; }
  .hero-proof-divider { height: 28px; }
  .form-wrap { gap: 1.25rem; }
  #back-to-top { bottom: 1rem; right: .75rem; }
  .inner-apply-btns { flex-direction: column; }
}

/* ══════════════════════════════════════════
   Font display fallback (prevent FOIT)
══════════════════════════════════════════ */
@font-face { font-family: 'Plus Jakarta Sans'; font-display: swap; }
@font-face { font-family: 'Inter'; font-display: swap; }

/* System font fallback for instant paint */
body { font-display: swap; }

/* ══════════════════════════════════════════
   Editorial Team (Collective) — FTC-safe
══════════════════════════════════════════ */
.editorial-cards {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.25rem;
  margin-bottom: 1.5rem;
}
.editorial-card {
  background: #FFF5FB;
  border: 1px solid #F9C0D8;
  border-radius: var(--radius-sm);
  padding: 1.35rem;
  text-align: center;
}
.editorial-icon {
  width: 56px; height: 56px;
  margin: 0 auto .75rem;
  background: linear-gradient(135deg, #FFE0EF, #FFF0F7);
  border: 1.5px solid #F9C0D8;
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
}
.editorial-card h4 {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: .95rem;
  color: #2D0018;
  margin-bottom: .5rem;
}
.editorial-card p {
  font-size: .82rem;
  color: #5A2040;
  line-height: 1.6;
  margin: 0;
}
.editorial-quotes {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1rem;
  margin-bottom: 1.5rem;
}
.ed-quote {
  background: #FFF0F7;
  border-left: 3px solid #E8007A;
  padding: 1rem 1.25rem;
  border-radius: 0 8px 8px 0;
}
.ed-quote blockquote {
  font-size: .875rem;
  color: #2D0018;
  line-height: 1.65;
  font-style: italic;
  margin: 0 0 .6rem;
  padding: 0;
  border: none;
}
.ed-quote cite {
  font-size: .74rem;
  color: #7A3050;
  font-style: normal;
  font-weight: 600;
}
@media (max-width: 767px) {
  .editorial-cards { grid-template-columns: 1fr; }
  .editorial-quotes { grid-template-columns: 1fr; }
}

/* ══════════════════════════════════════════
   SPRINT 01: Content Discoverability
══════════════════════════════════════════ */

/* Reading progress bar */
#reading-progress {
  position: fixed;
  top: 0; left: 0; right: 0;
  height: 3px;
  background: transparent;
  z-index: 9999;
  pointer-events: none;
}
#reading-progress-fill {
  height: 100%;
  width: 0%;
  background: linear-gradient(90deg, #E8007A, #FCD34D);
  transition: width .1s linear;
}

/* Visible breadcrumbs */
.breadcrumb-nav {
  background: #FFF5FB;
  border-bottom: 1px solid #F9C0D8;
  padding: .65rem 0;
  font-size: .82rem;
}
.breadcrumb-nav .container {
  display: flex;
  align-items: center;
  flex-wrap: wrap;
  gap: .35rem;
}
.breadcrumb-nav a {
  color: #7A3050;
  text-decoration: none;
  transition: color .2s;
}
.breadcrumb-nav a:hover { color: #E8007A; }
.breadcrumb-nav span[aria-current] {
  color: #2D0018;
  font-weight: 600;
}
.bc-sep {
  color: #C8006A;
  font-weight: 500;
}

/* Related articles widget */
.related-articles {
  margin: 2rem 0 1.5rem;
  padding: 1.75rem;
  background: linear-gradient(135deg, #FFF5FB, #FDE8F2);
  border: 1.5px solid #F9C0D8;
  border-radius: 12px;
}
.related-heading h2 {
  font-size: 1.15rem;
  color: #2D0018;
  margin-bottom: .35rem;
  padding: 0;
  border: none;
}
.related-heading p {
  font-size: .85rem;
  color: #7A3050;
  margin-bottom: 1.25rem;
}
.related-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: .75rem;
}
.related-card {
  background: #fff;
  border: 1px solid #F9C0D8;
  border-radius: 10px;
  padding: 1rem 1.15rem;
  display: flex;
  align-items: center;
  gap: .85rem;
  text-decoration: none;
  transition: transform .2s, border-color .2s, box-shadow .2s;
}
.related-card:hover {
  border-color: #E8007A;
  transform: translateY(-2px);
  box-shadow: 0 4px 12px rgba(232,0,122,.15);
  text-decoration: none;
}
.related-icon {
  width: 28px; height: 28px;
  background: #FFF0F7;
  border-radius: 50%;
  color: #E8007A;
  font-weight: 700;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}
.related-title {
  font-size: .88rem;
  color: #2D0018;
  font-weight: 600;
  line-height: 1.3;
}
.related-sub {
  font-size: .74rem;
  color: #7A3050;
  margin-top: .2rem;
}

/* ══════════════════════════════════════════
   SPRINT 02: Trust & Social Proof
══════════════════════════════════════════ */

/* Author box */
.author-box {
  margin: 2rem 0 1rem;
  padding: 1.35rem 1.5rem;
  background: #fff;
  border: 1.5px solid #F9C0D8;
  border-radius: 12px;
  display: flex;
  align-items: center;
  gap: 1rem;
  flex-wrap: wrap;
}
.author-avatar {
  width: 52px; height: 52px;
  background: linear-gradient(135deg, #E8007A, #C8006A);
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}
.author-info { flex: 1; min-width: 200px; }
.author-name {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: .95rem;
  font-weight: 700;
  color: #2D0018;
  margin-bottom: .15rem;
}
.author-title {
  font-size: .78rem;
  color: #7A3050;
  margin-bottom: .5rem;
}
.author-links {
  display: flex;
  gap: .4rem;
  font-size: .75rem;
  color: var(--muted);
  flex-wrap: wrap;
}
.author-links a { color: #E8007A; font-weight: 500; }
.author-meta { flex-shrink: 0; }
.updated-badge {
  display: inline-flex;
  align-items: center;
  gap: .35rem;
  background: #FFF0F7;
  color: #C8006A;
  padding: .35rem .75rem;
  border-radius: 20px;
  font-size: .75rem;
  font-weight: 600;
  border: 1px solid #F9C0D8;
}

/* Helpful vote widget */
.helpful-widget {
  margin: 1rem 0 1.5rem;
  padding: 1.35rem;
  background: linear-gradient(135deg, #FFF5FB, #fff);
  border: 1.5px solid #F9C0D8;
  border-radius: 12px;
  text-align: center;
}
.helpful-question {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 1rem;
  font-weight: 700;
  color: #2D0018;
  margin-bottom: .85rem;
}
.helpful-buttons {
  display: flex;
  justify-content: center;
  gap: .65rem;
  margin-bottom: 1.25rem;
}
.helpful-btn {
  display: flex;
  align-items: center;
  gap: .5rem;
  background: #fff;
  border: 1.5px solid #F9C0D8;
  color: #7A3050;
  padding: .55rem 1.35rem;
  border-radius: 24px;
  font-size: .88rem;
  font-weight: 600;
  cursor: pointer;
  transition: all .2s;
  min-height: 44px;
}
.helpful-btn:hover {
  border-color: #E8007A;
  color: #E8007A;
  background: #FFF0F7;
  transform: translateY(-1px);
}
.helpful-btn.voted {
  background: #E8007A;
  color: #fff;
  border-color: #E8007A;
}
.helpful-thanks {
  color: #059669;
  font-size: .88rem;
  font-weight: 600;
  margin-bottom: 1rem;
}

/* Share section */
.share-section {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: .85rem;
  padding-top: 1rem;
  border-top: 1px solid #F9C0D8;
}
.share-label {
  font-size: .78rem;
  color: #7A3050;
  font-weight: 500;
}
.share-btns {
  display: flex;
  gap: .4rem;
}
.share-btn {
  width: 38px; height: 38px;
  border-radius: 50%;
  border: 1.5px solid #F9C0D8;
  background: #fff;
  color: #7A3050;
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: center;
  transition: all .2s;
}
.share-fb:hover { background: #1877F2; color: #fff; border-color: #1877F2; }
.share-tw:hover { background: #000; color: #fff; border-color: #000; }
.share-copy:hover { background: #E8007A; color: #fff; border-color: #E8007A; }

/* ══════════════════════════════════════════
   SPRINT 04: Mobile Conversion
══════════════════════════════════════════ */

/* Sticky mobile CTA bar */
.mobile-cta-bar {
  display: none;
  position: fixed;
  bottom: 60px;
  left: 0; right: 0;
  padding: .65rem 1rem;
  background: linear-gradient(180deg, transparent, rgba(255,240,247,.95) 30%);
  z-index: 998;
  pointer-events: none;
}
.mobile-cta-btn {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: .5rem;
  width: 100%;
  padding: .95rem 1.25rem;
  background: linear-gradient(135deg, #E8007A, #C8006A);
  color: #fff !important;
  border-radius: 12px;
  font-size: .95rem;
  font-weight: 700;
  text-decoration: none !important;
  box-shadow: 0 4px 20px rgba(232,0,122,.4);
  pointer-events: auto;
  transition: transform .2s;
}
.mobile-cta-btn:active { transform: scale(.98); }

/* Bottom nav bar (mobile only) */
.mobile-bottom-nav {
  display: none;
  position: fixed;
  bottom: 0;
  left: 0; right: 0;
  background: #fff;
  border-top: 1.5px solid #F9C0D8;
  box-shadow: 0 -4px 16px rgba(232,0,122,.08);
  z-index: 999;
  padding-bottom: env(safe-area-inset-bottom, 0);
}
.mnav-item {
  flex: 1;
  padding: .5rem .25rem;
  text-align: center;
  color: #7A3050;
  text-decoration: none;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: .15rem;
  font-size: .68rem;
  font-weight: 600;
  transition: color .2s;
  min-height: 56px;
  justify-content: center;
}
.mnav-item svg { color: #7A3050; }
.mnav-item:hover, .mnav-item.active {
  color: #E8007A;
  text-decoration: none;
}
.mnav-item:hover svg, .mnav-item.active svg { color: #E8007A; }
.mnav-cta {
  color: #fff !important;
  background: linear-gradient(135deg, #E8007A, #C8006A);
  margin: .35rem;
  border-radius: 10px;
}
.mnav-cta svg { color: #fff !important; }

/* Show mobile bars on mobile only */
@media (max-width: 767px) {
  .mobile-cta-bar,
  .mobile-bottom-nav {
    display: flex;
  }
  body { padding-bottom: 72px; }  /* prevent content hidden under bottom nav */
  #back-to-top { bottom: 80px !important; }
}

/* ══════════════════════════════════════════
   Responsive tweaks
══════════════════════════════════════════ */
@media (max-width: 767px) {
  .author-box {
    padding: 1.15rem;
    gap: .85rem;
  }
  .author-avatar { width: 44px; height: 44px; }
  .author-meta { width: 100%; }
  .related-articles { padding: 1.25rem; }
  .related-grid { grid-template-columns: 1fr; }
  .helpful-widget { padding: 1.15rem; }
  .helpful-buttons { gap: .5rem; }
  .helpful-btn { padding: .5rem 1rem; font-size: .82rem; }
  .share-section { flex-direction: column; gap: .65rem; }
}