Terms of Service

✅ Acceptance of Terms

By accessing or using FloatMeFund.com (the "Site"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our Site.

These Terms apply to all visitors, users, and others who access the Site. We reserve the right to update these Terms at any time. Your continued use of the Site after any changes constitutes acceptance of the new Terms.

📱 Service Description

FloatMeFund.com provides:

• Independent editorial reviews and comparisons of cash advance apps and short-term financial products
• Educational content about personal finance, cash advances, and related topics
• A loan inquiry comparison tool that connects users with a network of third-party lenders and financial service providers
• Tools such as cost calculators and comparison tables

We are not a bank, lender, credit union, or financial institution. We do not make lending decisions, approve or deny applications, or disburse funds.

⚠️ Not Financial Advice

All content on FloatMeFund.com is for informational and educational purposes only. Nothing on this Site constitutes financial, legal, tax, or investment advice. Our reviews, ratings, and recommendations reflect our editorial team's independent analysis and should not be relied upon as professional financial advice.

Before making any financial decision, we strongly recommend consulting with a qualified financial advisor who understands your individual circumstances. Past performance of financial products is not indicative of future results.

💼 Affiliate Relationships & Compensation

FloatMeFund.com participates in affiliate marketing programs. When you click certain links or submit loan inquiries through our Site, we may receive compensation from lending partners, including APIdiamond.com (aid: 6142).

This compensation may influence:

• Which products appear on our Site
• The placement or prominence of certain products in our comparisons
• Whether certain products are featured or highlighted

Compensation does not influence our editorial ratings, review scores, or factual descriptions of products. We maintain editorial independence from our commercial relationships.

All affiliate relationships are disclosed in accordance with FTC guidelines (16 C.F.R. Part 255).

👤 User Eligibility

To use FloatMeFund.com, you must:

• Be at least 18 years of age (or the age of majority in your jurisdiction)
• Be a legal resident of the United States
• Have the legal capacity to enter into binding contracts
• Not be prohibited from receiving services under applicable law

By using our Site, you represent and warrant that you meet all eligibility requirements. We reserve the right to terminate access for users who do not meet these requirements.

🚫 Prohibited Uses

You agree not to use FloatMeFund.com to:

• Submit false, misleading, or fraudulent information in loan inquiry forms
• Scrape, copy, or republish our content without written permission
• Attempt to gain unauthorized access to our systems or data
• Transmit spam, malware, or other harmful content
• Violate any applicable local, state, federal, or international law
• Infringe upon the intellectual property rights of FloatMeFund.com or third parties
• Use automated bots or scripts to access or interact with our Site
• Impersonate any person or entity, or misrepresent your affiliation with any person or entity

©️ Intellectual Property

All content on FloatMeFund.com — including text, graphics, logos, images, review scores, comparison tables, and the overall site design — is the property of FloatMeFund.com or its content suppliers and is protected by U.S. and international copyright laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, or commercially exploit any content from this Site without our prior written consent.

Limited License: You are granted a limited, non-exclusive, non-transferable license to access and use the Site for personal, non-commercial purposes only.

FloatMe® is a registered trademark of FloatMe Corp. FloatMeFund.com is not affiliated with FloatMe Corp. and makes no claim to the FloatMe trademark.

📢 Disclaimers

Accuracy of Information: We strive to keep all product information, fees, rates, and terms accurate and up to date. However, financial products change frequently. Always verify current terms directly with the lender before applying.

"AS IS" Basis: The Site is provided on an "as is" and "as available" basis without any warranties of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

No Guarantee of Results: We do not guarantee that using our comparison tools will result in loan approval, lower rates, or any specific financial outcome. Lending decisions are made entirely by third-party lenders.

Third-Party Content: We are not responsible for the accuracy or completeness of content provided by third-party lenders or linked websites.

⚖️ Limitation of Liability

To the fullest extent permitted by applicable law, FloatMeFund.com and its owners, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:

• Loss of profits or revenue
• Financial losses resulting from loan decisions made by third-party lenders
• Any decisions made based on information found on our Site
• Unauthorized access to or alteration of your data
• Site downtime or technical errors

Our total liability to you for any claim arising out of or relating to these Terms or your use of the Site shall not exceed $100 USD.

🛡️ Indemnification

You agree to indemnify, defend, and hold harmless FloatMeFund.com and its affiliates, officers, agents, and employees from any claims, damages, losses, liabilities, and expenses (including reasonable attorneys' fees) arising out of or related to:

• Your use of the Site or violation of these Terms
• Fraudulent or false information you submit through our forms
• Your violation of any applicable law or third-party rights

🔗 Third-Party Services

Our Site uses and links to third-party services, including:

• APIdiamond.com: Loan comparison and application processing (our lending network partner)
• Google Analytics: Website traffic analysis
• Plaid: Referenced in product descriptions (used by FloatMe and other apps, not by FloatMeFund.com directly)

Your use of third-party services is governed by their respective terms of service and privacy policies. We are not responsible for the practices of these third parties.

🔚 Termination

We reserve the right to terminate or suspend your access to FloatMeFund.com at any time, without notice, for conduct that we believe violates these Terms or is harmful to other users, us, third parties, or the public.

🏛️ Governing Law & Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions.

Any dispute arising from these Terms or your use of the Site shall first be resolved through good-faith negotiation. If unresolved, disputes shall be submitted to binding arbitration in accordance with the rules of the American Arbitration Association.

Class Action Waiver: You agree to resolve disputes individually and waive any right to bring or participate in a class action lawsuit or class-wide arbitration.

🔄 Changes to These Terms

We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated "Last Updated" date. For significant changes, we may provide additional notice. Your continued use of the Site after changes become effective constitutes acceptance of the revised Terms.

📬 Contact Us

If you have questions about these Terms of Service, please contact us: